success

Bad Economy? Stressed Out? Tough Times? Whew, I need a break. Do you?

I don’t know about you but I’m in news information overdrive. I got so stressed out about our news lately that I turned off the radio, the TV news, threw away the newspaper and began writing. I got stuck. As a writer I know it is difficult to write when your mind is swarming with negative thoughts.

Then I got this terrific newsletter from my pal in Silicon Valley – Doug Jones. So this week I thought you needed a break from writing tips and ideas and how to make money online. Instead I wanted to share some positive news with you about the economy. Read Doug’s message below and I hope it uplifts you and gives you hope that if we all find the positive side of things in our lives great things can happen.

Enjoy this article and start your day with positive thoughts.

Warmly, Joan Clout-Kruse
International Marketing and Book Writing Coach

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Good News in Silicon Valley – October 15, 2008
By Doug Jones, CEO, Mortgage Magic
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Here is the Good News…..Prime is now 4.5% (Fed’s just dropped from 5% to 4.5%) that means if you have a $150,000 equity line outstanding then you just saved $62.50 each month or $750 a year…….Good News

Other Good News…I know it is painful for many that home values have decreased but that means people who could not previously afford to buy a home in Silicon Valley can now buy, AND they are doing so with full documentation and loan scrutiny . What is also good-many of the lower priced homes were simply dumps and the new owners are fixing up the property and making it attractive.

We are doing many many first time homebuyer loans and a lot of these loans required a very small down payment. We have all of the State, Federal and County assistance programs.

A word about the news….Today’s National news says largest retail drop since August 2005…..It was a whopping 1.2% decline……the National News used words like, “troubling” and “bad news”….For most of us a 1% drop in income means a shorter shower or one less Starbucks a month or not supersizing…….Then there is one Economist who says we might be in a Recession…….think he just landed on Earth…

It is tough but we are all gonna make it.

We are now doing Loan Modifications (we negotiate rate reductions, payment reduction, loan balance and arrearage with the Bank for those in distress) along with our Loan Business…Thanks so much for your business and referrals………

Keep being Positive…..

Doug Jones, CEO
Mortgage Magic
San Jose, California
www.mortgagemagic.com

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Quote of the Week
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Think positively and masterfully, with confidence and faith,
and life becomes more secure, more fraught with action,
richer in achievement and experience.
–Eddie Rickenbacker

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Doug Jones Success Story
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You can find Doug Jones success story in my book,
“Top 10 Traits of Silicon Valley Dynamos”
on page 92 entitled, “Follow Your Bliss.”
For more details click here->->
http://www.rayveproductions.com/inc/pdetail?v=1&pid=506